01

Use the official benefit record

Program eligibility, deadlines, coverage amounts and conversion options can change. Verify current information with the Department of Veterans Affairs.

02

List the remaining financial need

Household income, debts, dependents, final expenses and existing coverage help define the question.

03

Keep government and private coverage distinct

They may have different eligibility, underwriting, costs and administration. Do not assume one automatically replaces the other.

04

Bring dates to the review

Separation, retirement, disability and coverage dates may affect which official information is relevant.