01

Record every date first

Keep the notice, envelope or delivery record, policy period and stated nonrenewal date together.

02

Read the stated reason exactly

Property condition, claims, underwriting changes and regional exposure are different situations. Do not reduce the notice to a generic label.

03

Check the state process

Notice timing, explanation rights and available review paths vary. Use the regulator for the state involved.

04

Prepare alternatives with complete facts

A licensed producer may need property updates, inspection information, loss details and current declarations to explore available options.