Describe the operation in plain words
Products, services, customers, locations, work away from the premises and subcontracted activity should be easy to understand.
Inventory the exposure
Property, equipment, data, vehicles, employees, professional services and contractual obligations may each require attention.
Keep current evidence together
Declarations, schedules, loss runs, payroll, sales, vehicle lists and certificates help a licensed professional understand the account.
Report material changes
A new location, service, contract, vehicle or workforce change can alter the risk. Ask when the insurer must be told.